When you need to insure yourself to drive a second car then you may be considering 2nd car insurance. Depending on your circumstances you may be wanting to take out an additional policy to cover you to drive a second car. Many insurers may be able to provide you with a cheaper or discounted policy if you already have a policy with the same insurer.
However there may be occasions when you have a second car but do not want to have to get a full years cover as you will not be driving it that long. On these occasions you can get a 1 day car insurance policy that can provide you with cover for between 1 and 28 days. You can get covered immediately online so this means that you can drive the car straight away.
But what if you need to insure yourself for longer? If you need cover for a month or more then you can get a no deposit pay monthly car insurance policy otherwise known as pay as you go insurance. This will allow you to get car insurance from as little as just one moth or longer if required. You pay for this type of policy a month at a time which means that you can stop it whenever you want without the risk of any cancellation fees.
Considering getting a temporary car insurance policy can mean that you not only save time but money too. As it is a separate policy it will not affect any no claims bonus you may have or indeed if you are borrowing the car the no claims discount of that of the car owner. This is a convenient alternative type of car insurance that suits circumstances where you do not need a full years car insurance policy.
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If you are under 21 and can't get a one day car insurance policy then why not try a Pay As You Go policy where you only pay for a month at a time. You can cancel anytime you want.
