Car insurance is something that we all have to think about, usually at the same time every year when we renew our annual insurance policy. Sometimes though we need a different type of cover for the times when we are driving another car.
When you want to drive a car that you are not currently insured to drive you need to get additional insurance. In the past you would have had to get an additional annual policy even if you just wanted to drive the car for just one day. These days however you do not have to pay out for a whole years worth of insurance as you can get a 1 day car insurance policy.
For most of us getting a temporary policy that allows us to drive a car for a short period of time is not a problem and works out as competitive way to obtain short term insurance. This however is not true for all of us, in particular younger drivers as not all daily insurance providers accept young drivers.
Depending on which company you contact in the UK there will be different ages that they will accept you for insurance. Some insurers need you to be 25 or over, other at least 23 years of age and you possibly may get daily cover if you are 21. However in the majority you will find it much harder to get 1 day car insurance if you are under 25 years old.
You will however find that one day car insurance for under 21 year olds is impossible to obtain. Some insurers used to cover this age group but found that providing car insurance for younger drivers over such a short period was not cost effective.
As an alternative you can get a monthly pay as you go policy, this covers people as young as 17 years old. It enables you to buy insurance 1 month at a time with a 1 month minimum commitment. Depending on your circumstances it can work out cheaper than getting several single days of cover.
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If you are under 21 and can't get a one day car insurance policy then why not try a Pay As You Go policy where you only pay for a month at a time. You can cancel anytime you want.
